Our award-winning, in-house AI algorithms can flag high-risk transactions and suspicious spending patterns immediately.
We trigger proactive warnings that detect more than 95% of attempted scams. And if an unauthorised transaction gets through? You may be covered by VISA and MasterCard’s liability protection.
If you still encounter any issues, our award-winning support team are on hand 24/7 to help resolve issues in minutes. How’s that for peace of mind.
Over 85% of payment fraud starts online
So how do we keep you protected? We can freeze your card instantly if anything suspicious happens online, too.
For even more protection, use a single-use virtual card. The card details are immediately deleted and refreshed after each purchase, so they can’t be reused or skimmed by criminals.
Two-factor authentication is required for sensitive transactions, and you can label merchants you use regularly as trusted — so you don’t have to approve payments every time.
Private payments to keep your info under wraps
You decide whether to hide your name or profile picture when you’re sending money to a Ubanlc account that isn’t in your contacts — or choose not to be discoverable at all. All your chats are encrypted, too.
Keep your wealth, stealth
Want to withdraw from your savings or exchange crypto? Turn on Wealth Protection to activate biometrics — our advanced facial recognition technology — to keep your personal finance exactly that: personal.
