Everyday banking that goes further
Upgrade from Standard to unlock smarter tools for saving, spending, and staying protected—without the premium price tag.
Smarter everyday spending
Instant spending insights, flexible budgets, and subscription management tailored to your goals.
Extra protection
Ticket and purchase protection plus extended returns help you stay covered when plans change.
More ways to save
Unlock higher allowances and partner rewards that help your money stretch further each month.
All the little extras that add up
UBANLC Plus gives you more from every tap—from smarter money management to added peace of mind.
Subscription hub
See every subscription you pay for, cancel in a tap, and get notified before renewals.
Round-up vaults
Save spare change automatically and multiply it up to 10x for faster saving goals.
Protected purchases
Get covered for eligible event tickets and purchases if things don’t go to plan.
Higher ATM limits
Increase your fee-free cash withdrawals to £400 each month wherever you travel.
Virtual cards
Create extra virtual cards for online payments and lock them instantly after use.
Priority support
Jump the queue with dedicated customer support when you need answers fast.
Never miss a renewal again
Track free trials and monthly subscriptions effortlessly. UBANLC Plus reminds you before renewals so you can cancel on time and avoid surprise charges.
Grow savings on autopilot
Turn on spare-change round-ups or set repeating transfers into Vaults. Boost them up to 10x to watch your savings grow without effort.
Upgrade UBANLC Plus for just £3.99/month
Try Plus monthly or save when you pay annually. Change plans any time directly from the UBANLC app.
Frequently asked questions
How do I upgrade to Plus?
Head to the Plan section in your UBANLC app, choose Plus, and confirm your plan. Your benefits unlock instantly and your virtual cards update right away.
What protection does Plus include?
Plus covers eligible event tickets and everyday purchases with buyer protection. You also get extended returns on selected purchases when retailers can’t help.
Can I share Plus benefits with family?
Each Plus plan is for an individual account, but you can invite family to UBANLC Junior and manage their allowances from the app.
Is Plus available in my country?
UBANLC Plus is available in many markets. Feature availability can differ slightly depending on your residency and local regulations.
Upgrade in seconds, enjoy instantly
Manage your plan anytime in the UBANLC app. Try Plus risk-free and downgrade whenever you need to.
Prices shown are indicative and may differ based on your residency. Benefits such as buyer or ticket protection are provided by third-party insurers—review policy documents in-app for full eligibility criteria and exclusions.
UBANLC is a financial technology platform. Regulatory status and licences depend on your country of residence; please see UBANLC's legal disclosures for details.