Spend smarter, earn faster
Unlock cashback and exclusive offers from brands you love. Activate in-app, pay with your UBANLC card, and see rewards land immediately.
Cashback worldwide
Earn cashback on card payments in the UK and abroad with instant payouts to your main balance.
Stackable offers
Unlock curated offers from brands you love and stack them with your existing loyalty schemes.
Personalised rewards
Get recommendations based on where you shop. Activate offers in-app and save automatically.
Offers that feel like they were made for you
Discover partner deals, activate once, and let UBANLC do the work in the background.
Automatic cashback
Activate an offer once—cashback lands in your account moments after you tap your card.
Partner marketplace
Browse offers from global and local partners in fashion, travel, food, and more.
Real-time notifications
Get notified when you earn cashback and track your savings inside the Rewards hub.
Recurring boosts
Set repeat boosts on places you visit often and keep earning without reactivating.
Multi-currency support
Shop abroad and still earn in your home currency. UBANLC converts at the real exchange rate.
Shareable perks
Invite friends to UBANLC and send them reward links so everyone gets more from their money.
Rewards tailored to your everyday
From morning coffee to long-haul getaways, browse offers that fit your life and activate in seconds. No coupon codes, no receipts—just tap, pay, and earn automatically.
Earn abroad with every tap
Heading overseas? Keep your rewards rolling. UBANLC applies offers wherever our partners operate and converts cashback at the real exchange rate.
How rewards work
Browse and activate
Open the Rewards hub, pick offers you like, and activate in one tap.
Pay as usual
Use your UBANLC card online or in-store—no codes to input or vouchers to show.
Cashback lands instantly
See savings appear moments after the payment clears and track everything in-app.
Frequently asked questions
Do I need to save receipts or submit proofs?
No paperwork needed. Eligible cashback appears automatically after a qualifying transaction—just make sure the offer is activated before you pay.
Can I stack UBANLC rewards with existing loyalty programs?
Yes. Rewards work alongside loyalty schemes, points, or vouchers from our partners, giving you more back on the same spend.
How quickly will I receive cashback?
Most offers pay out instantly after your transaction settles. Some partners may take up to seven days—check the offer terms in-app for exact timing.
Is there a limit to how many offers I can activate?
Activate as many as you like. Some offers renew automatically, while others can be reactivated once the reward period ends.
Download UBANLC and unlock rewards today
Join millions already earning cashback and offers in-app. Activate your first reward in less than a minute.
Rewards availability varies by region. Some offers may require activation before payment and can feature brand-specific terms or spending thresholds. Cashback is usually paid in your base currency unless otherwise stated.
UBANLC rewards and benefits are provided by UBANLC and selected partners. Please check the UBANLC app or web dashboard for full terms, eligibility criteria, and any regional limitations.